For #2, a hard-coded 3 days doesn’t scale well. Use a divisor, like 10 or 100 and divide the purchase by it then wait that number of days.

$300 headphones? Three day wait at a divisor of 100, or 30 day wait with a divisor of 10. You could even key it to your hourly income and then it also scales with how much you make. At $7.25/hr that $300 purchase should wait 41 days. At $25/hr it’s 12 days; this also allows one to make incremental savings to pay for it outright.

Yeah it was early when I typed that. The sets should have been (1) things I’m willing to touch and (2) scorpions.

My personal Venn Diagram of scorpions I am willing to touch and scorpions I will avoid are two completely isolated, non-intersecting circles.