Okay, so the problem is that because fossil fuels are cheap, most people don’t find it very worthwhile to explore new or more efficient ways to do things. This is especially true for the wealthy, for whom gas and heating costs are basically nothing, so they will do dumb shit like heat their homes while leaving windows open, or buy larger and less efficient luxury cars.
The federal program fixes this. It adds a small cost to using fossil fuels, collects that money, and pays it back out to everyone. That means that people who use more carbon than average (which, again, is the willfully wasteful) will see a small penalty for their waste, while the people who are already trying their best to cut back will see a LARGE benefit, as they get a direct payment of cash for doing their part to conserve. If you are about average, there’s very little impact on you, but you NOW have an economic inventive to try and economize.
Yeah, the definition of “Productive” is all sorts of wacky when you consider that, by the numbers, the people doing high-frequency stock trading are some of the most “productive” people on the planet, because they manage to hoard so much money to themselves.
Meanwhile, the people actually providing goods and services that make people’s lives better and create new things, those people are “unproductive”, because they don’t get filthy rich off their honest work.
The real reason we are not “productive” is that foreign investors are paying us to do the hard work of extracting resources (lumber, ore), or generating new research (we have MANY top universities), but then demanding that the money made from refining those resources or selling those idea goes to them, in other nations (typically the US or China)